Mortgages
Mortgage Rate Promotion
Wed, 16th February, 2011 - Posted by - Please comment!
Looking to buy your first home or negotiating your current mortgage, we have a great solution for you. The BestRateGuys.com team is now offering a 5 year fixed rate for only 3.89%. Don’t wait; contact us today to secure this amazing rate. Call us toll-free @ 1-866-728-3033 or apply online. Locking into a fixed rate guarantees the same monthly mortgage payment each time. Have the security of knowing what amount you have to pay each month and the peace of mind knowing that you negotiated an amazing rate for your mortgage with The BestRateGuys.com.
LOWEST RATE
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It's about a choice The BestRateGuys.com provides Canadian homeowners with access to the hundreds of mortgage products available through Canada's many banks, trusts, credit unions and Mortgage Companies. Typically our services are free of charge, AND YOU, our customers can select from the best mortgages, at the best rates, available in the marketplace! You should insist on expert advice AND professional service. A typical Financial Institution will provide you with information on the mortgage products THEY sell; while we will help you decide which Financial Institution, and which mortgage OFFER, is the best one for you.
It's about making the right decision More and more Canadians are discovering that the best mortgage decision they can make is to choose to work with us.
Take the next step now and contact us to ensure you receive expert and unbiased advice - and the professional service you deserve.
Start now. Apply online, in person or by phone @ 1.866.RATE.033 and let us help get you into the home of your dreams.
The BestRateGuys.com lowest rate guarantee is our commitment to find you the lowest possible Canadian fixed mortgage rate in terms of your situation. If we can't at least match an offer made another financial institution we will give you a $50.00 gift card just for giving us a try. Really, what have you got to loose? Call us today to discuss your mortgage options. See terms and details of $50.00 give away offer. Interested in learning more about mortgages? Subscribe to our news and articles blog on our website. This will give you up to date mortgage information brought directly to your email inbox.
Check Us Out on Social Networking Sites
Or Click to Call Us
Sincerest Regards,
Paul Smith
Mortgage Agent
VERICO Designer Mortgages
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How Much Can You Afford?
Wed, 16th February, 2011 - Posted by - Please comment!
Not sure? If insured through CMHC, you can work out the mortgage loan that you can afford, with just a few simple calculations. If you don’t know how much your monthly mortgage payment might be, you can use our mortgage calculator to determine the likely monthly payments (principal + interest) associated with different house prices at different interest rates.
The following calculations will help you determine how much you can afford. Your mortgage lender or mortgage broker will make these and other calculations when evaluating your unique situation. Ask them about being pre-approved for a CMHC-insured mortgage to avoid any surprises. You can also do the following exercises to find out where you stand.
Calculating Gross Debt Service (GDS)
This is a way of estimating the maximum home-related expenses you can afford to pay each month. To qualify for CMHC insurance, the total should not exceed 32% of your gross monthly household income.
Calculating Total Debt Service (TDS)
This enables you to estimate the maximum debt load you can carry each month. It should not exceed 40% of your gross monthly household income.
It's about a choice The BestRateGuys.com provides Canadian homeowners with access to the hundreds of mortgage products available through Canada's many banks, trusts, credit unions and Mortgage Companies. Typically our services are free of charge, AND YOU, our customers can select from the best mortgages, at the best rates, available in the marketplace! You should insist on expert advice AND professional service. A typical Financial Institution will provide you with information on the mortgage products THEY sell; while we will help you decide which Financial Institution, and which mortgage OFFER, is the best one for you.
It's about making the right decision More and more Canadians are discovering that the best mortgage decision they can make is to choose to work with us.
Take the next step now and contact us to ensure you receive expert and unbiased advice - and the professional service you deserve.
Start now. Apply online, in person or by phone @ 1.866.RATE.033 and let us help get you into the home of your dreams.
The BestRateGuys.com lowest rate guarantee is our commitment to find you the lowest possible Canadian fixed mortgage rate in terms of your situation. If we can't at least match an offer made another financial institution we will give you a $50.00 gift card just for giving us a try. Really, what have you got to loose? Call us today to discuss your mortgage options. See terms and details of $50.00 give away offer. Interested in learning more about mortgages? Subscribe to our news and articles blog on our website. This will give you up to date mortgage information brought directly to your email inbox.
Check Us Out on Social Networking Sites
Or Click to Call Us
Sincerest Regards,
Paul Smith
Mortgage Agent
VERICO Designer Mortgages
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What are the General Requirements to Qualify for Homeowner Mortgage Loan Insurance?
Tue, 15th February, 2011 - Posted by - Please comment!
- The home is located in Canada.
- You will typically have a down payment of at least 5% of the purchase price of the dwelling, depending on the dwelling type.
- Single-family and two-unit dwellings (5% minimum down payment)
- Three- or four-unit dwellings (10% minimum down payment)
- Normally, the minimum down payment comes from your own resources. However, a gift of a down payment from an immediate relative is acceptable for dwellings of 1 to 4 units. For eligible borrowers, additional sources of down payment, such as lender incentives and borrowed funds, are also permitted. Check with your lender for qualifying criteria and availability.
- Your total monthly housing costs, including Principal, Interest, property Taxes, Heating (P.I.T.H.), the annual site lease in the case of leasehold tenure and 50% of applicable condominium fees, shouldn’t represent more than 32% of your gross household income (Gross Debt Service (GDS) ratio). Use the GDS form to calculate how much you can afford in housing costs to be eligible.
- Your total debt load shouldn’t be more than 40% of your gross household income. The Total Debt Service (TDS) ratio is your P.I.T.H. + the annual site lease in the case of leasehold tenure and 50% of condominium fees (if applicable) + payments on all other debt / gross annual household income. Add up your costs and determine your Total Debt Service ratio using the TDS form.
- You also need to think about closing costs (for example, legal and land transfer fees) equivalent to 1.5% to 4% of the purchase price. Many first-time buyers are surprised by these costs. That is why, when qualifying for CMHC’s Mortgage Loan Insurance, ourHome Purchase Cost Estimate worksheet form will help you calculate your total homebuying costs.Closing costs include but are not limited to one-time items such as lawyer fees, GST and PST as applicable, land transfer tax if applicable, adjustments, etc., to allow you to complete the house purchase.
- Other requirements may apply and are subject to change. For details, please contact your lender or mortgage broker.
It's about a choice The BestRateGuys.com provides Canadian homeowners with access to the hundreds of mortgage products available through Canada's many banks, trusts, credit unions and Mortgage Companies. Typically our services are free of charge, AND YOU, our customers can select from the best mortgages, at the best rates, available in the marketplace! You should insist on expert advice AND professional service. A typical Financial Institution will provide you with information on the mortgage products THEY sell; while we will help you decide which Financial Institution, and which mortgage OFFER, is the best one for you.
It's about making the right decision More and more Canadians are discovering that the best mortgage decision they can make is to choose to work with us.
Take the next step now and contact us to ensure you receive expert and unbiased advice - and the professional service you deserve.
Start now. Apply online, in person or by phone @ 1.866.RATE.033 and let us help get you into the home of your dreams.
The BestRateGuys.com lowest rate guarantee is our commitment to find you the lowest possible Canadian fixed mortgage rate in terms of your situation. If we can't at least match an offer made another financial institution we will give you a $50.00 gift card just for giving us a try. Really, what have you got to loose? Call us today to discuss your mortgage options. See terms and details of $50.00 give away offer. Interested in learning more about mortgages? Subscribe to our news and articles blog on our website. This will give you up to date mortgage information brought directly to your email inbox.
Check Us Out on Social Networking Sites
Or Click to Call Us
Sincerest Regards,
Paul Smith
Mortgage Agent
VERICO Designer Mortgages
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Who Needs Mortgage Loan Insurance?
Mon, 14th February, 2011 - Posted by - Please comment!
Typically, lenders require mortgage loan insurance for loans made to anyone that wishes to purchase a home with less than 20% of the purchase price. The Canadian Bank Act prohibits most federally regulated lending institutions from providing mortgages without mortgage loan insurance for amounts that exceed 80% of the value of the home or purchases with less than 20% down payment.
Through your lender, CMHC Mortgage Loan Insurance enables you to finance up to 95% of the purchase price of a home.
Use our mortgage calculator to help calculate the maximum house price you can likely afford, the maximum mortgage amount you can likely borrow, and your likely monthly mortgage payments (principal + interest). To learn more about the process of buying a home, see Home buying Step by Step. It can take the confusion out of the home buying process by helping you understand the various aspects to buying the home you really want.
Source: CMHC
It's about a choice The BestRateGuys.com provides Canadian homeowners with access to the hundreds of mortgage products available through Canada's many banks, trusts, credit unions and Mortgage Companies. Typically our services are free of charge, AND YOU, our customers can select from the best mortgages, at the best rates, available in the marketplace! You should insist on expert advice AND professional service. A typical Financial Institution will provide you with information on the mortgage products THEY sell; while we will help you decide which Financial Institution, and which mortgage OFFER, is the best one for you.
It's about making the right decision More and more Canadians are discovering that the best mortgage decision they can make is to choose to work with us.
Take the next step now and contact us to ensure you receive expert and unbiased advice - and the professional service you deserve.
Start now. Apply online, in person or by phone @ 1.866.RATE.033 and let us help get you into the home of your dreams.
The BestRateGuys.com lowest rate guarantee is our commitment to find you the lowest possible Canadian fixed mortgage rate in terms of your situation. If we can't at least match an offer made another financial institution we will give you a $50.00 gift card just for giving us a try. Really, what have you got to loose? Call us today to discuss your mortgage options. See terms and details of $50.00 give away offer. Interested in learning more about mortgages? Subscribe to our news and articles blog on our website. This will give you up to date mortgage information brought directly to your email inbox.
Check Us Out on Social Networking Sites
Or Click to Call Us
Sincerest Regards,
Paul Smith
Mortgage Agent
VERICO Designer Mortgages
FSCO Licence M09000027
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Mortgage Default Insurance - What’s in it for You?
Sun, 13th February, 2011 - Posted by - Please comment!
What’s in it for You?
- You could become a homeowner sooner, even if you have difficulty saving for a down payment. If your lender obtains CMHC Mortgage Loan Insurance for your loan, you could purchase a home with a minimum down payment of 5%.
- CMHC’s Mortgage Loan Insurance can be applied to many different types of housing.
- CMHC’s Mortgage Loan Insurance is available everywhere in Canada.
- CMHC has several flexible products and options to help you and your lender to tailor your finances to your unique situation.
A wide range of CMHC products are available through your lender. For example, if your house needs renovations, refinancing or if you are moving to another home, please check with your lender or mortgage broker on qualifying criteria for these flexible mortgage insurance options. Ask your lender about getting pre-approved for CMHC Mortgage Loan Insurance — this way you can find out beforehand how much of a loan you can qualify for..
CMHC’s Mortgage Loan Insurance can help your lender meet your needs in many different ways. To learn more, read the Frequently Asked Questions about CMHC Mortgage Loan Insurance.
Simply click below to take a look at the examples that highlight the potential benefits of mortgage loan insurance from CMHC.
Example #1: Interest savings through mortgage loan insurance
Example #2: Build equity sooner
What’s in it for Canadians?
The Canadian housing finance system has benefited over the years from the simplicity and stabilizing effect of mandatory mortgage loan insurance. This insurance eliminates the risk to lenders, allowing them to offer borrowers like you mortgage funding at much lower interest rates and with smaller down payments than would otherwise be required.
Mandatory mortgage loan insurance provides a necessary safety net to the financial system, helping to ensure the availability of mortgage funding during times of recession and economic downturns.
Disclaimer
The examples on this site are provided for illustrative and estimative purposes only. The data and information on this site is considered reliable at the time presented, however in the housing market, rates, terms and conditions may change daily. Despite our best efforts, CMHC cannot guarantee that the information is accurate or complete or that it is up to date at all times. Although considerable care has been taken in preparing and maintaining the information and materials, they are provided on an “as is” basis without warranty of any kind, express or implied. CMHC assumes no responsibility or liability of any kind and CMHC shall not be liable for any special, indirect or consequential damages in connection to the information provided. This site is not intended to provide financial or other advice and should not be relied upon in that regard. Neither CMHC nor any of its employees, agents, or advisors shall have any liability for the accuracy of the illustrations herein or for any damage caused by or related to the use of any of this information.
Source: CMHC
It's about a choice The BestRateGuys.com provides Canadian homeowners with access to the hundreds of mortgage products available through Canada's many banks, trusts, credit unions and Mortgage Companies. Typically our services are free of charge, AND YOU, our customers can select from the best mortgages, at the best rates, available in the marketplace! You should insist on expert advice AND professional service. A typical Financial Institution will provide you with information on the mortgage products THEY sell; while we will help you decide which Financial Institution, and which mortgage OFFER, is the best one for you.
It's about making the right decision More and more Canadians are discovering that the best mortgage decision they can make is to choose to work with us.
Take the next step now and contact us to ensure you receive expert and unbiased advice - and the professional service you deserve.
Start now. Apply online, in person or by phone @ 1.866.RATE.033 and let us help get you into the home of your dreams.
The BestRateGuys.com lowest rate guarantee is our commitment to find you the lowest possible Canadian fixed mortgage rate in terms of your situation. If we can't at least match an offer made another financial institution we will give you a $50.00 gift card just for giving us a try. Really, what have you got to loose? Call us today to discuss your mortgage options. See terms and details of $50.00 give away offer. Interested in learning more about mortgages? Subscribe to our news and articles blog on our website. This will give you up to date mortgage information brought directly to your email inbox.
Check Us Out on Social Networking Sites
Or Click to Call Us
Sincerest Regards,
Paul Smith
Mortgage Agent
VERICO Designer Mortgages
FSCO Licence M09000027
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How Much Does CMHC Mortgage Loan Insurance Cost?
Sat, 12th February, 2011 - Posted by - 1 Comment
To obtain CMHC Mortgage Loan Insurance, lenders pay an insurance premium. Typically, your lender will pass these costs on to you. Your lender will give you the exact price when you apply for a mortgage.
The CMHC Mortgage Loan Insurance premium is calculated as a percentage of the loan and is based on the size of your down payment. The higher the percentage of the total house price/value that you borrow, the higher percentage you will pay in insurance premiums.
Remember: without mortgage insurance you may avoid the insurance premium but you’ll typically pay much higher interest rates and additional administrative fees. At the end of the day, for the vast majority of borrowers, the cost of CMHC Mortgage Loan Insurance is more than fully offset by the savings achieved.
A 10% premium refund and extended amortization period without surcharge may be available when CMHC Mortgage Loan Insurance is used to finance an Energy-Efficient Homes.
| Loan-to-Value | Premium on Total Loan | Premium on Increase to Loan Amount for Portability and Refinance | ||
|---|---|---|---|---|
| Standard Premium | Self-Employed without 3rd Party Income Validation | Standard Premium | Self-Employed without 3rd Party Income Validation** | |
| Up to and including 65% | 0.50% | 0.80% | 0.50% | 1.50% |
| Up to and including 75% | 0.65% | 1.00% | 2.25% | 2.60% |
| Up to and including 80% | 1.00% | 1.64% | 2.75% | 3.85% |
| Up to and including 85% | 1.75% | 2.90% | 3.50% | 5.50% |
| Up to and including 90% | 2.00% | 4.75% | 4.25% | 7.00%* |
| Up to and including 95% | 2.75% | N/A | 4.25%* | * |
| 90.01% to 95% — Non-Traditional Down Payment*** |
2.90% | N/A | * | N/A |
| Extended Amortization Surcharges | ||||
| Greater than 25 years, up to and including 30 years: 0.20% Greater than 30 years, up to and including 35 years: 0.40% |
||||
For portability and refinance, the premium is the lesser of Premium on Increase to Loan Amount or the Premium on Total Loan Amount. In the case of portability, a premium credit may be available under certain conditions.
* Premiums shown with an “*” do not apply for refinance. For portability the maximum LTV ratio is 90%, but CMHC may consider higher LTV ratios when the new ratio is equal to or less than the original LTV. For portability, the premium is higher for non-traditional down payments on Increase to Loan Amount.
** For conversion from Self-Employed with traditional 3rd party income validation to Self Employed without traditional 3rd party income validation, the premium is the lesser of: a) the Premium on Total Loan Amount or; b) the outstanding balance multiplied by a 1.5% premium plus the Premium on Increase to Loan Amount.
*** Down Payment Requirements – Traditional sources of down payment include: Applicant’s savings, RRSP withdrawal, funds borrowed against proven assets, sweat equity (<50% of min.required equity), land unencumbered, proceeds from sale of another property, non-repayable gift from immediate relative, equity grant (non-repayable grant from federal, provincial or municipal agency). Non-traditional sources of down payment include: Any source that is arm’s length to and not tied to the purchase or sale of the property, such as borrowed funds, gifts, 100% sweat equity, lender cash back incentives.
Premiums in Ontario and Quebec are subject to provincial sales tax. The provincial sales tax cannot be added to the loan amount
Source: CMHC website
It's about a choice The BestRateGuys.com provides Canadian homeowners with access to the hundreds of mortgage products available through Canada's many banks, trusts, credit unions and Mortgage Companies. Typically our services are free of charge, AND YOU, our customers can select from the best mortgages, at the best rates, available in the marketplace! You should insist on expert advice AND professional service. A typical Financial Institution will provide you with information on the mortgage products THEY sell; while we will help you decide which Financial Institution, and which mortgage OFFER, is the best one for you.
It's about making the right decision More and more Canadians are discovering that the best mortgage decision they can make is to choose to work with us.
Take the next step now and contact us to ensure you receive expert and unbiased advice - and the professional service you deserve.
Start now. Apply online, in person or by phone @ 1.866.RATE.033 and let us help get you into the home of your dreams.
The BestRateGuys.com lowest rate guarantee is our commitment to find you the lowest possible Canadian fixed mortgage rate in terms of your situation. If we can't at least match an offer made another financial institution we will give you a $50.00 gift card just for giving us a try. Really, what have you got to loose? Call us today to discuss your mortgage options. See terms and details of $50.00 give away offer. Interested in learning more about mortgages? Subscribe to our news and articles blog on our website. This will give you up to date mortgage information brought directly to your email inbox.
Check Us Out on Social Networking Sites
Or Click to Call Us
Sincerest Regards,
Paul Smith
Mortgage Agent
VERICO Designer Mortgages
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‘Window closing’ on ultra-low mortgage rates
Tue, 8th February, 2011 - Posted by - 1 Comment
It's about a choice The BestRateGuys.com provides Canadian homeowners with access to the hundreds of mortgage products available through Canada's many banks, trusts, credit unions and Mortgage Companies. Typically our services are free of charge, AND YOU, our customers can select from the best mortgages, at the best rates, available in the marketplace! You should insist on expert advice AND professional service. A typical Financial Institution will provide you with information on the mortgage products THEY sell; while we will help you decide which Financial Institution, and which mortgage OFFER, is the best one for you.
It's about making the right decision More and more Canadians are discovering that the best mortgage decision they can make is to choose to work with us.
Take the next step now and contact us to ensure you receive expert and unbiased advice - and the professional service you deserve.
Start now. Apply online, in person or by phone @ 1.866.RATE.033 and let us help get you into the home of your dreams.
The BestRateGuys.com lowest rate guarantee is our commitment to find you the lowest possible Canadian fixed mortgage rate in terms of your situation. If we can't at least match an offer made another financial institution we will give you a $50.00 gift card just for giving us a try. Really, what have you got to loose? Call us today to discuss your mortgage options. See terms and details of $50.00 give away offer. Interested in learning more about mortgages? Subscribe to our news and articles blog on our website. This will give you up to date mortgage information brought directly to your email inbox.
Check Us Out on Social Networking Sites
Or Click to Call Us
Sincerest Regards,
Paul Smith
Mortgage Agent
VERICO Designer Mortgages
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Refinance with BestRateGuys.com
Tue, 8th February, 2011 - Posted by - Please comment!
$500 cash back towards legal’s/closing costs
| New Lower Rates | |
|
Adjustable Rate |
Prime -0.65 |
|
5 year Fixed Rate |
Starting @ 3.84% |
Free up some cash with the existing equity in your home. Pay off some high interest credit card debt or take that much needed vacation. The BestRateGuys.com team can combine all of your payment into 1 manageable convenient payment.
90% refinance available until March 18th.
Submit your deals today!
What have you got to lose? If you are paying more than 3.84% we can save you money. With access to over 50 lender across Canada guarantee to find you the LOWEST Canadian fixed mortgage rate, or we give you $50 just for applying.
Contact the BestRateGuys.com Today!
1.866.728.3033
Offer Details & Terms
Limited time offer
Rates subject to change without notice
Offer can be withdrawn at anytime without notice
Cash back delivered to borrower at closing
It's about a choice The BestRateGuys.com provides Canadian homeowners with access to the hundreds of mortgage products available through Canada's many banks, trusts, credit unions and Mortgage Companies. Typically our services are free of charge, AND YOU, our customers can select from the best mortgages, at the best rates, available in the marketplace! You should insist on expert advice AND professional service. A typical Financial Institution will provide you with information on the mortgage products THEY sell; while we will help you decide which Financial Institution, and which mortgage OFFER, is the best one for you.
It's about making the right decision More and more Canadians are discovering that the best mortgage decision they can make is to choose to work with us.
Take the next step now and contact us to ensure you receive expert and unbiased advice - and the professional service you deserve.
Start now. Apply online, in person or by phone @ 1.866.RATE.033 and let us help get you into the home of your dreams.
The BestRateGuys.com lowest rate guarantee is our commitment to find you the lowest possible Canadian fixed mortgage rate in terms of your situation. If we can't at least match an offer made another financial institution we will give you a $50.00 gift card just for giving us a try. Really, what have you got to loose? Call us today to discuss your mortgage options. See terms and details of $50.00 give away offer. Interested in learning more about mortgages? Subscribe to our news and articles blog on our website. This will give you up to date mortgage information brought directly to your email inbox.
Check Us Out on Social Networking Sites
Or Click to Call Us
Sincerest Regards,
Paul Smith
Mortgage Agent
VERICO Designer Mortgages
FSCO Licence M09000027
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Homebuying Tools — Calculators
Tue, 8th February, 2011 - Posted by - Please comment!
Easy to use mortgage tools to help you establish your financial situation, determine how much house you can afford and the maximum price that you should be considering.
Household Budget Calculator
Compare your income with your current or planned expenses and debt payments and see what you can afford.
Mortgage Payment Calculator
A tool to find how much and how often your payment will be. Compare options and find one that’s right for you.
Mortgage Affordability Calculator
Easy to use mortgage tool to help you estimate the maximum mortgage you can afford.
Source: CMHC
It's about a choice The BestRateGuys.com provides Canadian homeowners with access to the hundreds of mortgage products available through Canada's many banks, trusts, credit unions and Mortgage Companies. Typically our services are free of charge, AND YOU, our customers can select from the best mortgages, at the best rates, available in the marketplace! You should insist on expert advice AND professional service. A typical Financial Institution will provide you with information on the mortgage products THEY sell; while we will help you decide which Financial Institution, and which mortgage OFFER, is the best one for you.
It's about making the right decision More and more Canadians are discovering that the best mortgage decision they can make is to choose to work with us.
Take the next step now and contact us to ensure you receive expert and unbiased advice - and the professional service you deserve.
Start now. Apply online, in person or by phone @ 1.866.RATE.033 and let us help get you into the home of your dreams.
The BestRateGuys.com lowest rate guarantee is our commitment to find you the lowest possible Canadian fixed mortgage rate in terms of your situation. If we can't at least match an offer made another financial institution we will give you a $50.00 gift card just for giving us a try. Really, what have you got to loose? Call us today to discuss your mortgage options. See terms and details of $50.00 give away offer. Interested in learning more about mortgages? Subscribe to our news and articles blog on our website. This will give you up to date mortgage information brought directly to your email inbox.
Check Us Out on Social Networking Sites
Or Click to Call Us
Sincerest Regards,
Paul Smith
Mortgage Agent
VERICO Designer Mortgages
FSCO Licence M09000027
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Planning and Managing your Mortgage
Mon, 7th February, 2011 - Posted by - 1 Comment
Whether you are buying a home or refinancing an existing home, it is important to make informed housing finance decisions. Take the time to plan and review your mortgage options, terms and conditions and prepare yourself for managing your mortgage.
Mortgage Planning Tips
Use these tips to help you to save money and provide for greater economic stability in the event of financial challenges down the road.
Calculators
Easy to use mortgage tools to help you establish your financial situation, determine how much house you can afford and the maximum price that you should be considering.
Your Credit Report
Here are some simple steps you can take to maintain a good credit score and history and improve your chances of being approved for a mortgage.
Your Home Value
Determining a property’s value is an essential step in the mortgage application process. You can help by providing precise and accurate information about your property to your Mortgage Professional.
Mortgage Fraud
Find out how to protect yourself when purchasing or refinancing a home.
How to Deal with Mortgage Payment Difficulties
Learn how you can work with your lender to find the best solution for your mortgage payment problems.
Source: CMHC
It's about a choice The BestRateGuys.com provides Canadian homeowners with access to the hundreds of mortgage products available through Canada's many banks, trusts, credit unions and Mortgage Companies. Typically our services are free of charge, AND YOU, our customers can select from the best mortgages, at the best rates, available in the marketplace! You should insist on expert advice AND professional service. A typical Financial Institution will provide you with information on the mortgage products THEY sell; while we will help you decide which Financial Institution, and which mortgage OFFER, is the best one for you.
It's about making the right decision More and more Canadians are discovering that the best mortgage decision they can make is to choose to work with us.
Take the next step now and contact us to ensure you receive expert and unbiased advice - and the professional service you deserve.
Start now. Apply online, in person or by phone @ 1.866.RATE.033 and let us help get you into the home of your dreams.
The BestRateGuys.com lowest rate guarantee is our commitment to find you the lowest possible Canadian fixed mortgage rate in terms of your situation. If we can't at least match an offer made another financial institution we will give you a $50.00 gift card just for giving us a try. Really, what have you got to loose? Call us today to discuss your mortgage options. See terms and details of $50.00 give away offer. Interested in learning more about mortgages? Subscribe to our news and articles blog on our website. This will give you up to date mortgage information brought directly to your email inbox.
Check Us Out on Social Networking Sites
Or Click to Call Us
Sincerest Regards,
Paul Smith
Mortgage Agent
VERICO Designer Mortgages
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